Payment Processor Comparison
Choose the Right Gateway for Your Miricam Platform

Compare five trusted, adult-industry-friendly payment processors — NETbilling, CCBill, Epoch, Segpay, and Verotel — with detailed pricing, requirements, and integration information for Miricam webcam platforms.

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At-a-Glance Comparison

Processor Pricing Best For Key Strength
NETbilling Quote-based, tiered/volume discounts Merchants wanting gateway control Granular billing controls Learn More →
CCBill 10.8%–14.5% + $1,450/yr card fees Global reach & repeat customers CCBill Pay one-click wallet Learn More →
Epoch ~13.25%–15% (tiered) European focus, large catalogs Stability at scale Learn More →
Segpay ~4%–15% (custom quoted) Premium fraud management Industry reputation & tools Learn More →
Verotel 15.5% fixed (Basic) or lower (Premium) Startups & EU merchants Most transparent pricing Learn More →

Why These Processors Matter in Adult

Adult is a "high-risk" vertical, so every provider here is built for recurring billing, global card acceptance, fraud controls, and compliance workflows that mainstream processors won't touch. Expect underwriting, KYC/AML, content compliance checks, and often card-brand high-risk registration fees across the board.

Detailed Processor Analysis

NETbilling

Veteran gateway + merchant-account provider

Positioning & Strengths

Known for giving merchants granular control over billing flows, descriptors, and fraud rules — a big deal for cam and membership models. Their gateway can be used standalone or paired with their acquiring relationships.

Pricing & Fees

Quote-based pricing dependent on acquiring bank, volume, and risk profile. No setup/application fees commonly reported. Tiered/volume discounts available. "Zero-fee / dual-pricing" programs for retail contexts.

Fit with Miricam

NETbilling's gateway style is ideal when a Miricam operator wants control over checkout UX, rebill logic, and traffic-source segmentation. Miricam can pass clean order metadata, user IDs, and session context into NETbilling's transaction flow to keep reconciliation tight.

Full NETbilling Details

CCBill

Industry-leading adult processor globally

Positioning & Strengths

One of the best-known adult processors globally, with deep support for subscriptions, localized pricing, and an ecosystem built around adult/dating/cams. Their "CCBill Pay" one-click wallet can materially improve conversion on repeat buyers.

Pricing & Fees

Typical adult PSP rates: 10.8%–14.5% depending on volume, region, and history. Card-brand high-risk annual fees: $950/year Visa + $500/year Mastercard. Multiple pricing models available (flat rate, tiered, interchange-plus).

Fit with Miricam

CCBill is a natural plug-in partner for Miricam's per-minute and package billing. You get reliable recurring billing, global reach, and battle-tested dispute handling, while Miricam handles entitlement and live session metering.

Full CCBill Details

Epoch

Long-time adult-sector specialist

Positioning & Strengths

Strong European presence, excellent fraud protection, and stability at scale. Familiar logo in the cam/membership world, especially strong for large subscription catalogs and global card coverage.

Pricing & Fees

Quote-based pricing. Industry summaries commonly show tiered high-risk pricing around ~13.25%–15%, decreasing with volume. Card-brand high-risk registration fees and standard adult-industry reserves may apply.

Fit with Miricam

Epoch's subscription backbone pairs nicely with Miricam when a site uses a hybrid model: recurring memberships plus per-minute or premium event upsells. Miricam can remain the "metering brain," while Epoch handles the card program.

Full Epoch Details

Segpay

Reputable processor with premium fraud tools

Positioning & Strengths

Widely viewed as one of the most reputable adult processors, with heavy emphasis on fraud prevention, chargeback tooling, and multi-currency global acquiring. CEO Cathy Beardsley recognized with XBIZ LA 2025 awards. Regular presence at industry events.

Pricing & Fees

Custom-quoted pricing. Public comparisons generally cite high-risk adult ranges roughly 4%–15%, depending on volume, geography, and risk controls. Card-brand high-risk fees and reserves may apply based on profile.

Fit with Miricam

Segpay works great for Miricam operators that want top-tier risk management and international scaling. Miricam's transaction metadata (user, show, minute blocks, rebill schedule) maps cleanly into Segpay's subscription + upsell flows.

Full Segpay Details

Verotel

Europe-rooted IPSP with transparent pricing

Positioning & Strengths

Europe-rooted adult/high-risk IPSP with a long runway since 1998. Reputation for dependable payouts and turnkey subscription management. Most transparent public pricing in the industry.

Pricing & Fees

Basic account: €500/year registration fee, 15.5% fixed processing rate, plus 10% rolling reserve (6 months). Premium account: lower variable rates for established/high-volume merchants with minimum weekly volume rules.

Fit with Miricam

Verotel is a strong match for Miricam sites with significant EU demand. Their fixed-rate Basic plan is predictable for new studio launches, while Miricam handles minute-by-minute entitlements and performer payouts.

Full Verotel Details

Side-by-Side Takeaways

🏆

Most Transparent Pricing

Verotel (clear 15.5% + fees)

🌍

Most Globally Established

CCBill and Segpay

📈

Best for Volume Empires

Epoch, CCBill, Segpay

🎛️

Best for Gateway Control

NETbilling

🚀

Most Startup-Welcoming

Verotel Basic and CCBill PSP

All five are trusted "grown-up table" processors in adult. The right pick usually comes down to geography, volume, and whether the business wants a full PSP or more gateway/merchant-account control.

How This Supports 2Much.net / Miricam

2Much.net's Miricam platform is built to integrate cleanly with each of these processors in the way adult merchants really need:

Flexible Billing Models

  • Subscriptions
  • Per-minute billing
  • Credit packs
  • Hybrid combinations

Reliable Entitlements

  • Real-time access enforcement
  • Payment confirmation integration
  • Automated show access
  • Clean user management

Clean Reconciliation

  • Transaction ID tracking
  • Session metadata flow
  • Comprehensive reporting
  • Financial clarity

Partner-Friendly Ops

  • Stable, compliant traffic
  • Proven billing backbone
  • Professional merchant behavior
  • Long-term relationships

Miricam Doesn't Force a Single Billing Worldview

You can choose the processor that best fits your risk profile and market, and Miricam will meet it where it lives. Whether you need granular control with NETbilling, global reach with CCBill, European strength with Epoch, premium fraud tools with Segpay, or transparent pricing with Verotel — Miricam integrates seamlessly with all of them.

Ready to Choose Your Payment Processor?

Contact us today to discuss which payment processor is right for your Miricam platform. We'll help you navigate the onboarding process and get you processing payments quickly.

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